Pros: $99 Annual Fee. Earn up to 40,000 Qantas Frequent Flyer bonus points. Savings vs. Money Market? How Prepaid Debit Cards Can Help You Budget, How Auto Insurance Works? 14.99% The following fees apply to HSBC Premier World Mastercard: Yes, HSBC Premier World Mastercard reports your account activity to the following credit reporting agencies: Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit. To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. Latest reviews of HSBC Premier World MasterCard. Effective 9 November 2020. Supplementary cards run $50 each. Last Reviewed: 3/23/2011. With … Copyright 2021 SuperMoney, LLC. It also has a All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. This means you earn a percentage of your purchase as a cash reward. Cards that are selected best overall in their respective categories generally feature most if not all of the following attributes: Credit card fees come in many forms but the primary ones involve those for annual card membership and balance transfer. Making the most of this card begins with ensuring you meet the $3,000 spending requirement within the first three months required to earn its 35,000-point one-time offer. What Are The Different Types of Life Insurance? Re: HSBC Premier World Elite Mastercard If you search the forum, you'll find that HSBC has a couple of strikes against it: it's not well regarded as a lender, and its products are mediocre. Complete Guide, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. We value for those rewards at about $108 when redeemed for travel, and $77 for other uses. Send your completed form to: HSBC Expat HSBC House Esplanade, St Helier Jersey, JE1 1HS . However, you can earn up to 2% for purchases in a bonus category. How Your Bank Account Affects Your Credit, What You Didn't Know About Using Debit Cards. 1x Reward Points will be awarded for every RM1.00 Eligible Spend transaction charged and posted to your HSBC Premier World Mastercard Credit Card and there is no capping on the 1x Reward Points. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness, Compare Home Equity Lines of Credit Reviews, Complete Guide To Home Equity Lines of Credit (HELOC). The new HSBC card is the called ‘HSBC Premier World Elite Mastercard® credit … Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). Should You Use a HELOC to Pay Off Credit Card Debt? 1 Terms & Conditions for HSBC Premier World Mastercard Credit Card Programme apply. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. New cardholders have the opportunity to earn 35,000 rewards points after spending at least $3,000 in eligible purchases within the first three months after opening an account. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, Complete Guide to Student Loan Refinancing, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. that ranges from This is everything you need to know to make a good choice. Doing so should get you enough points to pay for a roundtrip-flight economy seat on a domestic route.Then consider using the card for travel-related purchases to earn 2 points per dollar spent. The annual fee is $149. Customer service can also be reached by visiting a branch, writing to HSBC, or by tweeting questions and comments to @HSBC_US. cash advance APR Investopedia is committed to delivering the best credit card recommendations in the industry. Can You Build Credit With a Prepaid Credit Card? Fill in the application form. Compare real offers from multiple lenders. For an average spender, the HSBC Premier Mastercard offers twice the value. The HSBC Premier World Elite Mastercard fee is waived for HSBC Jade customers. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. HSBC offers industry standard security features with this card including 24/7 fraud monitoring and alerts, zero fraud liability for unauthorized transactions and chip technology. Features 8 / 10. that ranges from This is everything you need to know to make a good choice. Get a comprehensive suite of travel benefits and earn double the points when you spend money on travel-related purchases. Very convenient to use, service is very good too with friendly and helpful staff. Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. The card has a variable balance transfer APR that ranges from 14.99% up to 18.99%. Its $95 annual fee is waived for HSBC Premier customers and there's a one-time offer worth between $400 and about $500, depending on how it’s redeemed. What Are Different Types of Credit Cards? You’re allowed to drop them after you get the card, but you’re then required to pay $95 a year for the HSBC Premier World Mastercard. HSBC. The HSBC Premier World Elite Mastercard could give you the opportunity to let you enjoy a life full of life, wherever you are. Download application form (PDF, 1.2MB) Download application form (PDF, 1.2MB) This link will open in a new window. If you're wondering whether HSBC Premier World Mastercard is the right card for you, read on. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket). up to 18.99%. For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. The ordinary welcome offer on this card is 40,000 HSBC Reward points upon spending £2,000 within the first 3 months. HSBC Premier World Mastercard Credit Card Review – 35,000 Point Sign Up Bonus. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Complete Guide for Motorcycle and ATV Insurance, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? The ability to transfer to Etihad, Asia Miles and KrisFlyer as a … If you're wondering whether HSBC Premier World Elite Mastercard is the right card for you, read on. What KInd Of Credit Do You Need For An Auto Loan? Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The HSBC Premier World Mastercard is best suited to those with a substantial relationship with HSBC who want a free credit card that allows them to earn and spend travel rewards. HSBC just recently launched a new cash rewards card before that they offered three other credit cards.They have now also entered the premium credit card market alongside other new products such as the Chase Sapphire Reserve, Bank of America Premium Travel Rewards, U.S. Bank Altitude Reserve and others. issued by HSBC Bank USA. That option provides the most value, earning an average of nearly 3 cents per point. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. For full details regarding eligibility for HSBC Premier and any fees which may apply, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca meet the eligibility requirements set by MasterCard for a premium credit card. Here, let's say you're joined on the trip by three family members. Customers can contact a HSBC representative about their Mastercard 855-806-4664 or report a lost or stolen card 24/7 at 800-462-1874. The HSBC Premier World Mastercard offers decent rewards, solid benefits, and a one-time offer that’s worth between $400 and about $500, depending on how it’s redeemed. There is also a free version called the HSBC Premier Mastercard which I review here. Check the information is accurate and submit your application. Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover . HSBC Premier World Elite MasterCard. Complete Guide to Money Transfer Services. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. The HSBC Premier World Mastercard offers decent rewards, solid benefits, and a one-time offer that’s worth between $400 and about $500, depending on how it’s redeemed. In this post we’re going to be taking an in depth look at the HSBC Premier World Mastercard Credit Card, this is their top tier card. Consolidating vs. You can review our list of the best travel credit cards for what we think are better options. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products. HSBC Premier World Elite Mastercard review. It’s $0 for everyone the first year, and after that, it remains $0 for customers who have an existing HSBC Premier checking account. of 24.99% Credit score is one of the many factors lenders review in considering your application. The annual fee higher than the average seen for most other World Elite Mastercards or Visa Infinite cards. Is Refinancing Your Student Loan Worth It? Indeed, one of those HSBC Premier-status requirements is required in order to get the card. Since you must maintain a high account balance, make hefty direct deposits, or hold a mortgage with the bank, the HSBC Premier World Mastercard is likely best suited for higher net-worth households. The card has a HSBC Premier World Mastercard Pros & Cons, View all personal credit cards offered by HSBC Bank USA, Please write a review to submit your vote, Compare Business Checking Accounts Reviews, Complete Guide to Certificates of Deposit. $0 first year, then up-to $95 depending on banking relationship. This post contains references to products from one or more of our advertisers. ... an HSBC Premier Debit World Mastercard that does not charge foreign transaction fees, fee-free transfers of … variable Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. The HSBC Premier World Mastercard annual fee can be as low as $0. We’ll assume you purchase a single round-trip domestic flight that costs $350, which is right around the average price of a domestic flight, according to the Bureau of Transportation. Is It Okay to Open and Close Bank Accounts? It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card: HSBC Premier World Mastercard Credit Card Review. Do Private Student Loans Have a Statute of Limitations? The eligible purchases for the category are broad, and include flights, hotels, car rentals, taxis, ride shares, and more. With no annual fee, the card’s a natural choice for those who hold a mortgage, keep a high account balance, or make hefty direct deposits with HSBC. … 35,000 bonus points, worth at least $400 in air travel, after spending $3,000 in the first 3 months from account opening. . May 9, 2019. While the Membership Rewards … I will discuss what these are worth and how they can be used below. 14.99% We may receive compensation when you click on links to those products. HSBC Premier World Mastercard 35,000 Bonus Points ($400 Value) By: Diana Mason | Last Updated: December 7, 2020 | This content is not provided or commissioned by the bank, credit card issuer, hotel, airline, or other entity. This review covers the more generous, premium version. Our opinions are our own and are not influenced by payment we receive from our Advertising,... 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