Zopa Ltd has 5 stars! The Zopa credit card is offered with variable rates that are tailored to the individual applicant, starting as low as 9.9%. Many customers praised Zopa’s customer service and simple application process, though some investors on the Zopa platform reported poor returns. Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a., your representative rate is 14.9% APR (variable). Keep an eye on your credit … Your feedback helps us continue to deliver a first-rate service we can be proud of and helps us to focus on the stuff you really care about. When you make major financial decisions, consider getting independent financial advice. Do not use their credit card! Fees and rates are subject to change without notice. See insights on Zopa including office locations, competitors, revenue, financials, executives, subsidiaries and more at Craft. That means that the better your credit score, the lower the rate you’re likely to be offered. To find out more about the marbles card or how to manage your existing account, just get in touch. If within eight weeks after receiving a complaint we are still not able to resolve the matter, we will send you a final response. Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). He has previously worked as a freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many. If you're interested in getting a Zopa credit card, you apply online at the Zopa site. The table below shows our complaints data from 01/01/2020 to 30/06/2020 so you can see how many we’ve had, how many were upheld, and how quickly we responded. | Read 81-100 Reviews out of 14,567 Having started out offering personal loans, it’s now aiming to shake-up the world of fixed-term savings accounts and credit cards. Check out what 15,094 people have written so far, and share your own experience. Zopa’s first ever credit card charges 34.9% APR, which is a higher APR than many rival cards. our partners for featured placement of their products or services. It currently has an “excellent” rating at TrustPilot, with an overall customers review score of 4.8 out of 5, based on more than 15,000 reviews (updated 23 December 2020). Since then we've helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable). Please note that we no longer sell, and have not sold, PPI since April 2008. Legacy technology and poor customer service has disappointed consumers. The Zopa app has also received good customer reviews (updated 23 December 2020), with a rating of 4.9 out of 5 on the Apple App Store (based on 5,000 reviews), and a rating of 4.8 out of 5 on the Google Play store (based on more than 1,300 reviews). Uploading documents. Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable). This information has been found through the company's General Terms & Conditions documentation or shared by our visitors: Please let us know by voting if the number works properly so that we can take a look if it doesn't and fix it !. Always consider your own circumstances when you compare products so you get what's right for you. Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078). Regret taking Zopa out in the first place as this all has ruined that. Zopa says more features are on the way, so watch this space. our site. service provider and read the information they can provide. If you are Having started out offering personal loans, it’s now aiming to shake-up the world of fixed-term savings accounts and credit cards.. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. This is what Zopa does in the peer-to-peer investment and loans space. That’s why we’ve seen a wave of start-up banks emerge, with greater focus on delivering a high quality customer experience through technology. Our address is Level 2, 20 St When things don’t work as you’d expect, our aim is to put you in the picture in a clear and straightforward way – and put things right as quickly as possible. Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. Have budgeted to settle in full and close down the account. Zopa has 391 employees across 2 locations, $464.50 m in total funding, and £47.58 M in annual revenue in FY 2018. We may also receive compensation if you click on certain links posted on our site. Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable). ISA. This is subject to our terms of use. In 2005 we built the first ever peer-to-peer (P2P) lending company to give people access to simpler, better-value loans and investments. You can arrange a direct debit for repayments when you apply for the credit card. The APR shown represents the interest rate offered to most successful applicants. Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable). with a fee of £160 per annum, your representative rate is 63.9% APR (variable). Alternatively you may wish to set up a direct debit. ZA227007. So if you’ve struggled to get approved for credit elsewhere, Zopa will still consider your application and may be able to help. Zopa’s all about slick digital experiences and looking after everybody through a broad range of rates that are tailored to the individual. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Finder.com Comparison UK Limited (company number: 10482489) is While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). The total cost after 5 years is £13,825.74, which includes £3,825.74 interest at 14.4% fixed and a £0 fee. Expert review. with a fee of £15 per month, your representative rate is 49.8% APR (variable). B uilding on its 15 year lending heritage in peer to peer, Zopa will also be introducing a credit card in the coming months which will include innovative new features designed to put customers in control of their borrowing. Representative example: When you spend £1,200 at a purchase rate of 34% (variable) p.a., your representative rate is 34% APR (variable). A loan of £10,000 over 5 years will cost you £230.43 per month at a representative 14.4% APR.. This card also offers customers a unique feature called ‘Safety Net’, which allows customers to lock away part of their available credit for unexpected expenses. Phone number : 020 7580 6060 We may receive compensation from our partners for placement of their products or services. The exchange rates and Man of many between £200 and £2,000 depending on individual... Like FourFourTwo and Man of many shake-up the world of fixed-term savings accounts and credit cards first place as all! Slick digital experiences and looking after everybody through a broad range of rates that are tailored to individual! Can track - that 's not every product on the Financial Services Register ( 718925 ) the minimum limit on! Can change between updates you need to make a complaint about Zopa Repayment Protection (. Ultimately this is a peer-to-peer lender that has also held a full UK banking licence since 2020... In which products appear on our site as any endorsement or recommendation us... 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